Llobera, Juan Manuel Soriano, Jaume Roig Hernando, and Daniel Tarroja Piera. “Loan-Based Crowdfunding Investment As an Alternative Vehicle for Channelling Institutional and Personal Savings: The Collaborative Economy”. International Journal of Advances in Management and Economics (January 6, 2018). Accessed April 3, 2025. https://managementjournal.info/index.php/IJAME/article/view/67.